The 1st US Neobank for renters

With an Xspaced Virtual Bank Account you can:

- Save money for your next rent payment 2-4 times a month
- Pay your landlord anywhere they collect rent online
- Get automated payment reminders
- Receive fast support

Setting up takes just few minutes and your landlord doesn't need to register!

Try it for free

See how you can make rent payments 2x-4x times easier

Please keep in mind that Xspaced won't be paying your rent in full.
Instead we'll help you set money aside for your next rent payment.
Your rent payment
$
$500
$5,000
  1. 2 payments
    over the month
    Each payment of
    $0
  2. 3 payments
    over the month
    Each payment of
    $0
  3. 4 payments
    over the month
    Each payment of
    $0

For illustrative purposes only.
Starting at just $3.99/m. See pricing.

Try it for free

How it works

  • Create an Xspaced Account

    Open an Xspaced Virtual Bank Account and connect your existing bank account.

  • Start saving for next month's rent

    Use FlexRent to make 2-4 smaller payments during the month towards your next monthly rent payment.

    Payments will be made from your bank account into your Xspaced account.
    Think of it as your rent savings account. You will love the extra flexibility!

  • Pay your landlord

    Connect your Xspaced account anywhere your pay your landlord online.
    Your rent payment will be automatically made from your Xspaced account to your landlord on the rent due date.

    Your landlord doesn't need to create an Xspaced account!
    Try it to see why thousands of renters love Xspaced.

    Please keep in mind that Xspaced won't be paying your rent in full. Instead we'll help you set money aside for your next rent payment.

Try it for free

FAQ

What is Xspaced?
Xspaced is a virtual bank account that helps you budget for rent payments in a simple and automated way.

Thousands of renters in the US already use Xspaced to make rent payment easier.
How do flexible rent payments work?
You can choose to make 2, 3 or 4 smaller payments during the month towards your next monthly rent payment.

Payments will be made from your existing bank account into your Xspaced account.

Once you connect your Xspaced account anywhere you pay your landlord online, your rent payment will be automatically made from you Xspaced account to your landlord on the rent due date.
Does Xspaced pay my rent and I repay you back?
No.

We are not able to make rent payments on behalf of renters at this time.

Xspaced works as a budgeting tool that helps you set money aside for your upcoming rent payment. It's a simple and effective way to make rent payments easier, used by thousands of renters in the US.
Does my landlord or property manager need to register?
No.

You can register for Xspaced alone and continue to pay for rent with your current online rent payment service (Entrata, Appfolio, RentCafe, etc).
Who uses Xspaced?
Xspaced is built for:
  • - Gig workers;
  • - Nurses;
  • - Hospitality workers,
    • and anyone else who can benefit from extra flexibiliy for their rent payments.
    How much does it cost?
    We are proud to be one of the most transparent and afforable Flexible Rent Payments services in the US. Xspaced is cheaper than most lattes!

    Flexible rent payments are avaiable via 2 subscription plans:
  • - FlexRent Plus (split rent into 2 payments) for only $3.99/m;
  • - FlexRent Premium (split rent into 3 or 4 payments) for only $5.99/m.

    • FAQ

    FlexRent makes rent up to 4x times easier for american renters.

    "A few years ago when I was on variable income I automated saving money for rent - 3 times per month.
    It made it much easier than paying rent in one large payment.

    FlexRent was inspired by our team's own experience with rent payments and we hope it will help others the way it helped us."
    Alex Pelin, co-founder at Xspaced.
    Try it for free
    Brewing in Oakland ❤️ CA.
    2021